December 11, 2017

There have been numerous wildfires in the northwest part of the country this year. Currently California is experiencing severe and devastating wildfires. The insurance department has issued advisories for claims adjusters as to how regulations change under emergency conditions, and information for insureds as to how they may have coverage for having to evacuate from their dwellings. They are advised to check with their insurer as to possible coverages, limits, limitations and document requirements. Having copies of their policies and documenting their belongings is also advised. An insured can make a video of his belongings and store the information in the Cloud for access later.

 At first, the fires were out of control and people were being evacuated to be out of harm's way before the fire got to their property. While firefighters tried to protect property, in many instances it was impossible due to the severity of the fires.