ISO has revised the Causes of Loss – Special Form CP 10 30 09 17 CP 10 30 09 17 to broaden coverage with respect to accidental discharge or leakage from water or sewer pipes that are part of a municipal water or sewer system. The broadening will now include language reference to the section of pipe that is connected to the water or sewer supply system; and such systems will no longer be limited to municipal systems.

Topics Covered:

Definition

The wear and tear exclusion under the current Causes of Loss – Special Form provides that the wear and tear must be from a “specified cause of loss” to be covered, and the definition for “specified cause of loss” includes within it, “accidental discharge or leakage of water or waterborne material as the direct result of the breaking apart or cracking of a water or sewer pipe that is located off the described premises … caused by wear and tear.”

ISO is broadening the coverage under this definition by adding a reference to the section of pipe that is connected to the water supply or sewer system. In addition, the coverage is broadened by removing the reference to municipal systems so that the coverage will now apply to potable water supply systems and sanitary sewer systems that are operated by a public or private utility service provider.

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