We have a flood claim on a property that has suffered water damage to both the dwelling and contents.  The policy has coverage for the dwelling and also has coverage for the contents.

The contents are being restored to pre loss condition and will be put in storage until repairs to the dwelling is complete.  Is the cost of the storage covered under the policy?  

Texas Subscriber

The flood policy pays to relocate property to protect it from flood or the imminent danger of flood. The limit is $1,000 and the coverage applies for forty-five days, but the property must be moved before the flood occurs. The exclusions section states that the policy only pays for direct physical loss from flood; additional living expenses, loss of access to the property, and loss of use of the property are not included. Therefore, the cost to store property until the dwelling is restored is not covered. The property is not relocated to prevent damage from flood, it is simply being stored until the property has been repaired.