Alphabetical Guide to Businessowners Endorsements

October 31, 2016

 

Summary: The businessowners endorsements are discussed in numerical order in Businessowners Program Endorsements. To help with finding an endorsement by its name, an alphabetized guide is provided.

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Businessowners Endorsements

 

Abuse Or Molestation Exclusion, BP 04 39 07 02

Abuse Or Molestation Exclusion – Specified Services, BP 14 11 01 10

Additional Insured – Building Owner, BP 12 31 01 10

Additional Insured – Controlling Interest, BP 04 06 07 13

Additional Insured – Co-Owner Of Insured Premises, BP 04 11 07 13

Additional Insured – Designated Person Or Organization, BP 04 48 07 13

Additional Insured – Engineers, Architects Or Surveyors, BP 04 13 07 13

Additional Insured – Engineers, Architects Or Surveyors Not Engaged By The Named Insured, BP 04 49 07 13

Additional Insured – Grantor Of Franchise, BP 14 05 07 13

Additional Insured – Lessor Of Leased Equipment, BP 04 16 07 13

Additional Insured – Managers Or Lessors Of Premises, BP 04 02 07 13

Additional Insured – Mortgagee, Assignee Or Receiver, BP 04 09 07 13

Additional Insured – Owners, Lessees Or Contractors – Completed Operations, BP 14 02 07 13

Additional Insured – Owners, Lessees Or Contractors – With Additional Insured Requirement For Other Parties In Construction Contract, BP 14 87 07 13

Additional Insured – Owner Or Other Interests From Whom Land Has Been Leased, BP 04 10 07 13

Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises, BP 04 07 07 13

Additional Insured – Townhouse Associations, BP 04 08 01 06

Additional Insured – Vendors, BP 04 47 07 13

Amendment – Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities, BP 04 19 07 13

Amendment Of Insured Contract Definition, BP 05 98 07 13

Amendment Of Personal And Advertising Injury Definition, BP 14 91 07 13

Apartment Buildings, BP 07 75 07 13

 

Barber Shops And Hair Salons Professional Liability, BP 08 01 07 13

Beauty Salons Professional Liability, BP 08 09 07 13

Brands And Labels, BP 14 10 01 10

Broadened Coverage For Damage To Premises Rented To You, BP 04 55 01 06

Business Income Changes – Time Period, BP 04 41 07 13

Business Liability Coverage – Amendment Of Liability And Medical Expenses Limits Of Insurance, BP 07 07 01 06

 

Cap On Losses From Certified Acts Of Terrorism, BP 05 23 01 15

Changes – Limited Fungi Coverage, BP 05 76 01 10

Communicable Disease Exclusion, BP 14 86 07 13

Comprehensive Business Liability Exclusion (All Hazards In Connection With Designated Premises Or Operations), BP 04 01 01 06

Computer Fraud And Funds Transfer Fraud, BP 05 47 07 13

Conditional Exclusion Of Terrorism Involving Nuclear, Biological Or Chemical Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act), BP 05 65 01 15

Conditional Limitation Of Coverage For Terrorism – Sub-Limit On Annual Aggregate Basis (Relating To Disposition Of Federal Terrorism Risk Insurance Act), BP 05 66 01 15

Condominium Association Coverage, BP 17 01 07 13

Condominium Commercial Unit-Owners Coverage, BP 17 02 07 13

Condominium Commercial Unit-Owners Optional Coverages, BP 17 03 07 13

Condominiums, Co-Ops, Associations – Directors And Officers Liability Endorsement, BP 17 24 01 10

Contractors' Installation, Tools And Equipment Coverage, BP 07 01 07 13

Coverage For Injury To Leased Workers, BP 04 40 07 02

 

Debris Removal Additional Insurance, BP 14 09 07 13

Designated Construction Project(s) General Aggregate Limit, BP 14 18 01 10

Designated Location(s) General Aggregate Limit, BP 14 17 01 10

Disclosure Of Premium And Estimated Premium For Certified Acts Of Terrorism Coverage (Pursuant To Terrorism Risk Insurance Act), BP 05 71 01 15

Disclosure Of Premium Through End Of Year For Certified Acts Of Terrorism Coverage (Pursuant To Terrorism Risk Insurance Act), BP 05 70 01 15

Disclosure Pursuant To Terrorism Risk Insurance Act, BP 05 15 01 15

Discretionary Payroll Expense, BP 14 30 01 10

 

Earthquake, BP 10 03 07 13

Earthquake And Volcanic Eruption (Sub-Limit), BP 10 11 07 13

Electronic Commerce (E-Commerce), BP 05 94 01 06

Electronic Data Liability – Broad Coverage, BP 05 96 07 13

Electronic Data Liability – Limited Coverage, BP 05 95 07 13

Employee Benefits Liability Coverage, BP 04 98 07 13

Employee Dishonesty – Named Employee(s), BP 14 83 07 13

Employment-Related Practices Exclusion, BP 04 17 01 10

Employment-Related Practices Liability Endorsement, BP 05 89 01 10

Exclusion – Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability – Limited Bodily Injury Exception Not Included, BP 15 05 05 14

Exclusion – Access Or Disclosure Of Confidential Or Personal Information And Data-Related Liability – With Limited Bodily Injury Exception, BP 15 04 05 14

Exclusion – Access Or Disclosure Of Confidential Or Personal Information (Personal And Advertising Injury Only), BP 15 06 05 14

Exclusion – Designated Products, BP 14 23 01 10

Exclusion – Designated Work, BP 14 21 01 10

Exclusion – Exterior Insulation And Finish Systems, BP 14 08 01 10

Exclusion Of Certified Acts Of Terrorism, BP 05 24 01 15

Exclusion Of Certified Acts Of Terrorism And Exclusion Of Other Acts Of Terrorism Committed Outside The United States, BP 05 41 01 15

Exclusion Of Certified Acts Of Terrorism Involving Nuclear, Biological, Chemical Or Radiological Terrorism; Cap On Covered Certified Acts Losses, BP 05 26 01 15

Exclusion Of Loss Due To By-Products Of Production Or Processing Operations (Rental Properties), BP 14 78 07 13

Exclusion Of Punitive Damages Related To A Certified Act Of Terrorism, BP 05 42 01 15

Exclusion – Personal And Advertising Injury, BP 04 37 07 02

Exclusion Of Other Acts Of Terrorism Committed Outside The United States; Cap On Losses From Certified Acts Of Terrorism, BP 05 38 01 15

Exclusion – Products-Completed Operations Hazard, BP 14 22 01 10

Exclusion – Silica Or Silica-Related Dust, BP 05 17 01 06

Exclusion – Unmanned Aircraft, BP 15 11 12 16

Extended Reporting Period For Electronic Data Liability – Broad Coverage, BP 05 97 07 13

Extended Reporting Period For Employee Benefits Liability Coverage, BP 04 99 07 13

 

Fire Department Service Contract, BP 12 02 07 13

Flood Coverage, BP 10 79 07 13

Food Contamination, BP 04 31 07 13

Functional Building Valuation, BP 04 84 07 13

Funeral Directors Professional Liability, BP 08 02 01 10

Fungi Or Bacteria Exclusion (Liability), BP 05 77 01 06

 

Higher Limits, BP 14 80 07 13

Hired Auto And Non-Owned Auto Liability, BP 04 04 01 10

 

Identity Fraud Expense Coverage, BP 14 01 01 10

Increase In Rebuilding Expenses Following Disaster (Additional Expense Coverage On Annual Aggregate Basis), BP 14 82 07 13

Increased Cost Of Loss And Related Expenses For Green Upgrades, BP 14 75 07 13

Information Security Protection Endorsement, BP 15 07 03 15

 

Limitation Of Coverage To Designated Premises Or Project, BP 04 12 01 06

Limitations Of Coverage For Certified Acts Of Terrorism, BP 05 27 01 15

Limitations On Coverage For Roof Surfacing, BP 14 81 07 13

Limited Coverage For Designated Unmanned Aircraft, BP 15 12 12 16

Limited Exclusion – Personal And Advertising Injury – Lawyers, BP 14 15 07 13

Limited Fungi Or Bacteria Coverage (Liability), BP 05 78 01 10

Liquor Liability Coverage, BP 04 89 01 10

Liquor Liability Coverage – Bring Your Own Alcohol Establishments, BP 14 89 07 13

Loss Of Rental Value – Landlord As Designated Payee, BP 05 93 01 06

Loss Payable Clauses, BP 12 03 01 10

 

Medical Expenses – Exclusion, BP 04 38 01 06

Motel – Liability For Guests' Property In Safe Deposit Boxes, BP 07 11 01 06

 

Named Perils, BP 10 09 07 13

Newly Acquired Organizations, BP 04 54 01 06

 

Off-Premises Interruption Of Business – Vehicles And Mobile Equipment, BP 10 80 02 14

Optical And Hearing Aid Establishments, BP 08 03 07 13

Ordinance Or Law Coverage, BP 04 46 07 13

 

Payment Card Industry (PCI) – Provide Coverage For Defense Expenses, BP 15 09 03 15

Payment Card Industry (PCI) – Provide Coverage For Defense Expenses And Fines Or Penalties, BP 15 08 03 15

Pesticide Or Herbicide Applicator – Limited Pollution Coverage, BP 07 08 07 13

Pharmacists, BP 08 07 07 13

Pharmacists – Broad Coverage, BP 08 06 01 10

Photography, BP 07 83 07 13

Photography – Amendment Of Coverage Territory For “Photographic Equipment” – Worldwide Coverage, BP 07 87 07 13

Photography – Makeup And Hairstyling, BP 07 84 07 13

Primary And Noncontributory – Other Insurance Condition, BP 14 88 07 13

Printers Errors And Omissions Liability, BP 08 04 01 06

Protective Safeguards, BP 04 30 07 13

Provide Coverage For Dishonest, Malicious Or Fraudulent Acts Committed By Employees, BP 15 10 03 15

 

Residential Cleaning Services, BP 07 81 07 13

Restaurants, BP 07 78 07 13

 

Self-Storage Facilities, BP 07 12 01 10

Snow Plow Products-Completed Operations Hazard Coverage, BP 14 16 01 10

Specified Business Personal Property Temporarily Away From Premises, BP 14 79 07 13

Spoilage Coverage, BP 04 15 07 13

 

Theft Of Clients' Property Coverage, BP 14 03 01 10

 

Utility Services – Direct Damage, BP 04 56 07 13

Utility Services – Time Element, BP 04 57 07 13

 

Veterinarians Professional Liability, BP 08 05 01 10

 

Water Back-Up And Sump Overflow, BP 04 53 07 13

Windstorm Or Hail Exclusion, BP 14 84 07 13

Windstorm Or Hail Losses To Roof Surfacing – Actual Cash Value Loss Settlement, BP 14 04 07 13

Windstorm Or Hail Percentage Deductibles, BP 03 12 01 10

 

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