July 4, 2016

 This is an appeal from the U.S. District Court for the District of South Carolina. This case is Pennsylvania National Mutual Casualty Insurance Company v. Lewis, 2016 WL 3033203.

 The insurer, Pennsylvania National Mutual brought a declaratory judgment action against its insured, Roger Lewis and his wife and his solely owned company, Excel Mechanical, seeking a declaration that it had no duty to defend or indemnify the insured in a bodily injury claim.