Reviewed June 30, 2016
Form BP 00 03 07 13
Summary: The Businessowners Coverage Form, BP 00 03 07 13, incorporates special perils coverage for property, liability coverage, and policy conditions. Coverage may be changed to named perils by attaching endorsement BP 10 09 07 13, Named Perils. The Businessowners conditions and liability coverage are discussed in a different section. See Businessowners Program for a discussion of eligibility and the general conditions, and see Businessowners Liability Coverage.
The following discussion focuses on the conditions and definitions applicable to the property coverages. Remember that not all insurers immediately adopt new ISO forms; many use earlier editions. Therefore, check carefully in making any coverage determinations.
Limits of Insurance
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