June 27, 2016

Our policy holder is a cleaning company. An employee put a vacuum on the couch standing up, and turned it on, and then used the hose attachment from the vacuum to clean a different section of the couch. While the employee was cleaning a different section of the couch with the hose, the vacuum bristles were spinning and damaging the section of the couch that it was standing up on. Does the exclusion in the liability policy pertaining to property damage that has to be repaired because the insured's work was incorrectly performed on it apply?

Iowa Subscriber