Plumbing Leak under Driveway

April 11, 2016

This question involves a DWG 3 ISO policy. A toilet overflowed and caused interior damage. The plumber ran a camera and determined there was a break in the line under the driveway. Therefore, the plumber had to trench ten feet under concrete in order to repair the pipes and flush the system. We know the interior damage is covered, but is the trenching covered under the policy?

Louisiana Subscriber

Yes, there is coverage. Coverage exists for overflow of a plumbing system on the described location, including tear out and replacement of any part of a building or other structure. The driveway is an other structure.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis