Ironshore Environmental is expanding its industry spills program to the real estate sector, offering blanket coverage for all owned and leased residential and commercial properties without the need to schedule properties, the company said. The policy includes comprehensive coverage for remediation expenses, emergency response expenses, bodily injury, property damage, and business interruption expenses. Policy limits are available from $1 million and up to $50 million.

Spills real estate program enhancements include up to 100 percent of defense costs in addition to and excess of policy limits and broad automatic acquisition coverage for newly acquired and leased property locations, according to the company. The coverage is intended to significantly decrease the volume of mid-term servicing requests and correspondence, it added.

Additional enhancements include disinfection expenses, evacuation expenses, contingent business interruption, first party diminution in value, and blanket bodily injury and property damage coverage for divested properties and a broad definition of pollutants, including mold, legionella, and meth lab chemicals. Disinfection expenses associated with bacteria and virus, including MRSA and Ebola, are also covered.