Motor Carrier Form—Liability Coverage

Summary: This article discusses the insuring agreements and the exclusions that make up section II of the motor carrier coverage form; also included are the who is an insured clauses and the coverage extensions provided by CA 00 20. The wording of the insuring agreements and the exclusions and the other clauses that make up section II of CA 00 20 are taken from the business auto coverage form, CA 00 01 10 13. Even though the motor carrier form is meant to apply to a different type of auto exposure than is the business auto form, the bottom line is that both forms are commercial auto insurance policies, written to provide the insureds with, among other things, liability insurance for damages caused to another party due to the ownership, maintenance, or use of an auto.

Since the wording of the clauses in section II of CA 00 20 are the same as those in section II of the business auto coverage form (CA 00 01), see the section II article on CA 00 01 for analytical information. See, Business Auto Form — Liability Part.