I am trying to determine if there is coverage for a loss. I also don't know if the mechanical breakdown exclusion applies. The loss arises out of an allegation that an insured employee placed diesel exhaust fluid in the gas tank of the 2014 Dodge Ram. As a result, the engine of the vehicle was damaged. The policy includes:

b. Specified Causes of Loss Coverage

Caused by:

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis