Section III and Section IV

 Summary: The motor carrier coverage form has two separate sections that deal with physical damage to vehicles. Section III is the trailer interchange coverage part and section IV is the physical damage coverage part. These sections are the same as those found in the truckers coverage form (soon to be withdrawn from use by ISO) and the business auto coverage form. There are some clauses in the motor carrier form under the physical damage section that differ slightly from the clauses in the business auto form and these are presented for analysis in this article.

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