The risk is a multi-building apartment complex insured under the CP 00 10 06 07, CP 00 30 06 07, and CP 10 30 06 07. In addition, there is a proprietary form attached, Additional Property Not Covered.

Approx. 1,000 feet away from the nearest building , but still on the insured's property, is an in ground lift station, with an above ground cap and control panel.

Lightning struck the control panel, damaging it and one of the two pumps in the lift station.

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