An insured purchased a motorcycle two years ago with a custom paint job. The paint job had been completed about one year prior to our insured's purchase of the bike. The paint is now bubbling. The insured states it is due to the extremely cold weather. The appraiser who looked at the vehicle said he could see fingerprints under the clear coat, indicating the vehicle was not properly prepped before painting. Is there coverage for the bubbling paint?

Indiana Subscriber

After reviewing your inquiry and the relevant policy/endorsement, it is our opinion that the loss should be covered.