The named insured made a claim for a stolen snow blower. Her policy provides coverage for loss by named perils for personal property only. By endorsement she has coverage for burglary. The burglary endorsement exclusions state in part,

This Rider Endorsement shall not apply:

e) to loss of

(6) yard or lawn equipment.

We would like assistance in determining if a snow blower falls under the excluded category of yard or lawn equipment.

Maryland Subscriber

Yes, a snow blower is considered yard or lawn equipment. Generally, any equipment used to maintain the outside of a dwelling is considered yard equipment, even if its task is to remove snow from pavement and does not directly deal with grass. 

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