Workers Comp Benefits and Other States Insurance

April 13, 2015

I received an informal response by the Arkansas Insurance Department compliance officer stating that she believed there would be coverage under 3.A. of the WC policy for Arkansas benefits (the only state listed is Arkansas), but even if the carrier does not think so, then the injured employee would be covered under 3.C., (which has the all states endorsement). I made the carrier aware of her opinion but the carrier is indicating it will be denying the coverage.