Educational institutions now can customize their liability coverage based on their needs with The Hartford's Educators Professional Choice, a package of management and professional liability coverages designed specifically for private schools, colleges, and universities.
“Protecting a school's reputation and finances is critical to its ability to attract students and donors,” said Melissa Zaparanick, assistant vice president and head of The Hartford's industry practices. “In today's litigious environment, schools face potential liability related to their employment practices, educational services, and management oversight. These exposures can vary widely from school to school, so they need coverage that can be tailored to fit their specific circumstances.”
The Hartford said that it designed Educators Professional Choice as a companion to its general liability policy to address the specialized liability protection needs of educational institutions. Schools have the flexibility to select one or more of the three coverage parts and the ability to set individual limits, self-insured retentions, and retroactive dates for each. The Hartford said that its Educators Professional Choice offered:
- Employment practices liability coverage with optional coverage for allegations involving third parties, including volunteers, consultants, and vendors, and optional defense coverage for certain wage-and-hour violations, which are offered by endorsement where available;
- Errors and omissions coverage for allegations related to the rendering of or failure to render educational services; and
- Directors, officers, and entity coverage.
“We designed Educators Professional Choice in direct response to feedback from school administrators and their agents and brokers as part of The Hartford's commitment to developing tailored insurance products and services for the education industry,” said Ms. Zaparanick.
Learn more: www.thehartford.com/education.
Victoria Spears
Victoria Prussen Spears is senior vice president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. A graduate of Sarah Lawrence College and Brooklyn Law School, Ms. Spears was an attorney at a leading New York City law firm before joining Meyerowitz Communications. She may be contacted at [email protected].