The landlord shut down the insured's restaurant due to structural repair. Per the insured, repairs were necessary because the weight of items on the second floor—the floor the insured occupies—was causing the floor to sag. The insured's claim is for loss of revenue due to this building renovation.

Is there coverage under the CP 00 10 04 02, Building and Personal Property Coverage Form; CP 10 30 04 02, Causes of Loss – Special Form; or CP 00 30 04 02, Business Income (And Extra Expense) Form?

Ohio Subscriber

The loss of business income due to the shutdown would not be covered. It does not sound like the insured suffered a fortuitous loss but that it is more of a maintenance issue for which the forms you listed do not provide coverage.

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