State

Penalty for Failure to Carry Motor Vehicle Insurance

Statute

Alabama

Suspension of license until payment of $200 for the first violation. Subsequent violations require a minimum 4 month suspension and payment of $400.

Ala. Code §32-7A-12

Alaska

Suspension of license for 90 days for first offense. Suspension for 1 year for any subsequent violations within 10 years.

Alaska Stat. Ann. §28.22.041

Arizona

First offense $500 fine, suspension of license and registration for 3 months. Second offense in 36 months $750 fine and a six month suspension. Third offense in 36 months $1000 fine, 1 year suspension.

Ariz. Rev. Stat. Ann. §28-4135

Arkansas

First offense $50 – $250 fine. Second offense $250 – $500 fine. Third offense $500 - $1,000 fine, up to 1 year in jail.

Suspension of registration if offender cannot demonstrate coverage by the disposition of the charge. Reinstating registration entails an additional $20 fee.

 Ark. Code Ann. §27-22-103

California

First offense fine $100 - 200 plus penalties. Second offense within 3 years fine $200-500 plus penalties. Vehicle can be impounded at court's discretion and for good cause.

Cal. Veh. Code §16029   

Colorado

License suspension.

Colo. Rev. Stat. Ann. §§42-7-301, 42-7-420  

Connecticut

License/registration suspended/revoked.

Conn. Gen. Stat. Ann. §14-112

Delaware

Fine of $1500 - $2000, suspension of license for 6 months. Subsequent offenses within 3 years fine of no less than $3000 or more than $4000. A penalty of $100 first 30 days, $5/day thereafter. Suspension of registration. Registration reinstatement fee of $50.

Del. Code Ann. tit. 21, §2118

D.C.

Fine of $500 and/or suspension of license for 30 days. Subsequent offense fine +50% and/or suspension of license for 60 days.

DC ST §31-,  2413 D.C. Code §§31-2403, 31-2413

Florida

Suspension of license and registration. First reinstatement fee $150, $250 fee for second within 3 years, $500 fee for third and each subsequent within 3 years.

Fla. Stat. Ann. §324.0221

Georgia

License suspension.

GA ST §40-9-33

Hawaii

License suspension; fine no more than $1,000 and/or jail up to 1 year.

Haw. Rev. Stat. §§287-6, 287-44

Idaho

License suspension until can show proof of financial responsibility.

Idaho Code Ann. §49-1230

Illinois

Registration suspended until proof of insurance and fee of $100 received. Second violation within 4 years suspension for 4 months until proof of insurance and $100 reinstatement fee.

625 ILCS 5/7-605, 606  

Indiana

License and registration suspended.

Ind. Code Ann. §9-25-3-4

Iowa

License and registration suspended one year and a civil penalty of $250 - $1,500.

Iowa Code Ann. §§321A.31, 321.32A

Kansas

Fine of $300 - $1,000 and/or jail no more than 6 months; license suspension and registration revocation. Second offense within 3 years fine no less than $800 or more than $2,500. Reinstatement fee of $100 for first offense and $300 if the registration is revoked within one year following a prior revocation.

Kan. Stat. Ann. §40-3104

Kentucky

Registration revoked and plates suspended for 1 year; fine of $500 - $1,000 and/or 90 days in jail. Subsequent offenses within 5 years license revoked, fine $1,000 - $2,500 or 180 days in jail.

KRS §§ 304.39-080; Ky. Rev. Stat. Ann. §§304.39-080, 304.99-060

Louisiana

Suspension of license and registration. First offense reinstatement fee $25; second offense $100; any other subsequent offenses within 5 years $200. Criminal sanctions may also be imposed. For a first conviction, fine is no more than $500. Effective February 1, 2015, fine is %500-$1000. If involved in an accident, a 60 day mandatory suspension of license and registration. As of February 1, 2015, a 180 day mandatory suspension of license and registration is required.

LSA-R.S. §§; 872; La. Rev. Stat. Ann. §§32:865, 32:872, 32:874 

Maine

Suspension of license and registration until proof of financial responsibility is given; fine of $100 - $500.

Me. Rev. Stat. tit. 29-A, §§1601, 1603

Maryland

Suspension of license or registration until proof of insurance is provided. The Administration may impose fines on a per vehicle basis of $150 for the first 30 days, $7/day thereafter. Penalty may not exceed $2,500 in a 12-month period.

Md. Code Ann., Transp. §§17-105, 17-106106

Massachusetts

Revocation of registration; fine of $500 - $5,000 and/or jail for 1 year.

Mass. Gen. Laws Ann. ch. 90, §§1A, 34J  

Michigan

Suspension of license and registration. Fine no more than $100 and/or jail for 90 days.

Mich. Comp. Laws Ann. §§257.512, 257.901, 257.902

Minnesota

Revocation of license and registration. Fine no less than $200.

Minn. Stat. Ann. §169.791

Mississippi

Suspension of license and registration and a fine of $500.

Miss. Code. Ann. §63-15-4

Missouri

For the first violation, a $300 fine, for the second violation a $300 fine and/or 15 days in jail. Additionally, license suspension; assessment of 4 points on license. No prior violations, $20 reinstatement fee with proof of insurance. One prior violation within 2 years, 90 day suspension, $200 reinstatement fee with proof of insurance. Two or more violations one year suspension, fee $400 and proof of insurance.

Mo. Ann. Stat. §§303.025, 303.042

Montana

First offense, fine of $250 - $500 and/or 10 days in jail. Second offense fine of $350 and/or 10 days in jail. Third offense fine $500 and/or jail for no more than 6 months. Second and subsequent offenses necessitate the surrender of one's vehicle registration receipt and license plates. A fourth conviction necessitates the surrender of the offender's driver's license.

Mont. Code Ann. §§61-6-112, 61-6-304

Nebraska

Cancellation/termination of license/registration.

Neb. Rev. Stat. §60-556

Nevada

Fine of $600 - $1,000.

Nev. Rev. Stat. Ann. §485.187

New Hampshire

Suspension of license/registration.

N.H. Rev. Stat. Ann. §264:3

New Jersey

Fine of $300 - $1,000, suspension of license for 2 months to 1 year. Community service determined by court. Second offense fine up to $5,000, jail 14 days, community service 30 days, and license suspension 2 years.

N.J. Stat. Ann. §39:6B-2

New Mexico

Fine not to exceed $300, suspension of registration not to exceed 1 year.

N.M. Stat. Ann. §§66-5-205; 66-5-205.1; 66-5-206; 66-5-236  

New York

Fine of $150 - $1,500 and/or 15 days in jail. Civil penalty of $750. Suspension/revocation of license/registration.

NY VEH & TRAF §§319; 330  

North Carolina

Suspension of registration. With no prior violations, a $50 fine. One prior violation in previous three years, a $100 fine. Two or more violations in previous three years, a $150 fine.

N.C. Gen. Stat. Ann. §§20-309; 20-311  

North Dakota

License suspension.

N.D. Cent. Code Ann. §39-16-05

Ohio

Suspension of license and registration. Reinstatement fee of $100, $300 for a second offense, $600 for three or more offenses.

Ohio Rev. Code Ann. §4509.101

Oklahoma

License suspension. Fine of $5 - $500 or jail for no more than 10 days. Second conviction within one year jail for no more than 20 days. For a third conviction within one year, no more than 6 months in jail and/or fine.

Okla. Stat. Ann. tit. 47, §§7-206; 16-102; 17-101  

Oregon

Suspension of license if person cannot produce proof of insurance or if involved in accident and no proof of insurance provided.

Or. Rev. Stat. Ann. §§806.010; 806.230

Pennsylvania

Suspension of license and registration for 3 months. Restoration fee of $50. Fee increases to $80 effective January 1, 2015. Civil fine of $300.

5 Pa. Cons. Stat. Ann. §§1786, 196075 Pa.C.s.A. s1960

Rhode Island

Suspension of license and registration.

R.I. Gen. Laws Ann. §§31-11-7; 31-31-5; 31-32-4

South Carolina

Suspension of license and registration. Fine of no more than $100, jail for no more than 30 days.

S.C. Code Ann. §56-9-80; 56-9-4450  

South Dakota

Suspension of license no less than 30 days and no more than 1 year.

S.D. Codified Laws §32-35-113; 32-35-121

Tennessee

Suspension of license and registration. Fee of $50 plus $65 restoration fee.

Tenn. Code Ann. §55-12-115, 55-12-129  

Texas

Suspension of license and registration. Fine of $175 - $350. Second offense fine of $350 - $1,000.

Tex. Transp. Code Ann. §§601.231; 601.057; 601.191

Utah

Fine of $400 first offense; $1,000 for second and subsequent offenses within 3 years.

Utah Code Ann. §41-12a-302

Vermont

Fine of not more than $500 and suspension of license until proof of insurance is provided.

Vt. Stat. Ann. tit. 23, §800, 802

Virginia

Suspension of license and registration for failure to pay judgment after an accident. Suspension of license and registration for failure to provide proof of insurance, plus $500 fee.

Va. Code Ann. §§46.2-417; 46.2-422; 46.2-459

Washington

Suspension of license and registration.

Wash. Rev. Code Ann.§§46.30.020; 46.29.110; 46.29.605

West Virginia

Suspension of license and registration for 30 days or a fine of $200 and proof of insurance. Second or subsequent offenses, license suspended for 90 days.

W. Va. Code Ann. §17D-2A-7

Wisconsin

Suspension of license and registration.

Wis. Stat. Ann. §344.45

Wyoming

Suspension of license and registration. Fine no more than $750, and/ or jail no more than 30 days for failure to turn in license/registration.

Wyo. Stat. Ann. §§31-9-105; 31-9-106; 31-9-202