Under the homeowner section of a farm policy, under personal effects it states we do not cover aircraft or their parts. Does a camera drone qualify as an aircraft? It is used to fly over the crop fields and photograph crop conditions. It is remote control operated. The policy states:

2. Under coverage B we do not cover:

a. automobiles, aircraft or their parts;

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis