CGL Coverage Form—Coverage A– Archived Article

April, 2005

Bodily Injury and Property Damage Liability

Summary: Coverage A of the current commercial general liability (CGL) coverage forms, both the occurrence form and the claims-made form, provides bodily injury and property damage liability insurance. This article is concerned with the features of coverage A that are common to both the occurrence and the claims-made form.

Coverage A consists of two parts—an insuring agreement and a section of exclusions that shape the broad scope of the insuring agreement; both parts of coverage A are described in the pages that follow. Provisions located in other parts of the CGL coverage forms that apply to coverage A—such as limits of insurance, other insurance, etc.—are discussed in other sections of this tab.

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