May 2014 Intro Page

Dec Page

The article of the month in the Dec Page deals with railroad protective liability insurance. When a business contracts with a railroad to perform work on railroad property, the contract ordinarily requires the business to provide liability insurance protecting the railroad against claims arising in connection with the work. A railroad may require the same type of coverage when a firm contracts with a nonrailroad entity to do work that requires crossing railroad property or that is adjacent to railroad property. Railroad protective liability insurance is the tool to accomplish this protection.