The India Network Foundation, a U.S.-based nonprofit and sponsor of visitor health insurance plans, has announced a new accident only coverage plan. The accident insurance policy, underwritten by Nationwide Life Insurance Company of America, provides benefits for accident-related coverage at nominal premiums.

The company said that the Nationwide accident benefit health insurance plan provides coverage for all age groups (0-85 years old) with policy maximums ranging from $50,000 to $100,000 and a deductible of $250. The company added that the accident coverage plan also comes with several additional benefits that are not available in other plan offerings. For example, the accident coverage plan provides one million dollars of lifetime coverage per insured individual, emergency dental coverage, trip interruption coverage, emergency medical evacuation up to $25,000 per period of coverage, emergency reunion, return of minor children, baggage loss, and a limited sickness benefit of $10,000 during the trip.

One feature of the Nationwide accident insurance plan is 100 percent coverage of medical expenses related to an accident after the $250 deductible. The company said that there is no out-of-network penalty in this program, helping visitors to choose the best of both worlds – network and out of network, same payments are accorded.