Review of Policy Provisions and Court Decisions

 March 19, 2012

 Summary: Public policy against allowing a wrong-doer to profit from his own wrongful act precludes an insured from recovering insurance proceeds under a property policy for an act of arson committed by that insured. Traditionally, provisions of property policies have put contractual force to this public policy and have been used by insurers as a defense against fire insurance claims made by arsonists.

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