Includes copyrighted material of Insurance Services Office, Inc., with its permission.

October 3, 2013

 Summary: Insurance Services Office (ISO) has developed the Commercial Excess Liability Coverage Form, (CX 00 01 04 13), which was introduced as a part of the Commercial Umbrella Liability program. The form was designed to sit atop various ISO and independent company programs, including general liability, commercial auto, employer's liability, and businessowners.

This article is a general overview of the current ISO Commercial Excess Liability Coverage Form. The coverages, exclusions, conditions, and definitions of the form are noted and analyzed.

Topics covered:

Section I—Coverages

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