War Exclusion Clause

 In Property Causes of Loss Forms

 Summary: Exclusions of damage caused by war (both declared and undeclared) and similar actions have long been part of property insurance contracts. Policies beginning with the 1943 New York standard fire policy through the current property causes of loss forms have included war exclusion wording. This article traces the history of the war exclusion and lists several court cases that have interpreted the language of the exclusion.

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