July 2013 Intro Page

Dec Page

The article of the month deals with the failure to supply exclusion. Both private and public companies that are service providers, such as water companies and gas dealers, are likely to find a failure to supply exclusion on their primary and umbrella/excess liability policies. The purpose of the failure to supply exclusion is, in general, to preclude coverage for injury or damage arising out of the failure to adequately supply gas, water, oil, electricity, steam, or biofuel. The article offers a discussion of the exclusion and provides case law on the subject, along with information about the exclusion and its effect on general liability and umbrella liability policies.