In 2009, New Jersey became one of only two states in the country to enact a family leave insurance law. The state's Family Leave Insurance program helps workers afford to the take the unpaid leave they were guaranteed under the 1993 Family and Medical Leave Act to bond with a new child or care for a seriously ill family member. In 2002, California had become the first state in the nation to provide paid family leave insurance to workers.
In a new report, Policy in Action: New Jersey's Family Leave Insurance Program at Age Three, researchers at Rutgers' Center for Women and Work (“CWW”) assessed public awareness of New Jersey's family leave insurance program and the law's implementation and usage employing data from the state's Department of Labor and Workforce Development.
“This report highlights the high levels of need for paid family leave and the limited awareness and use of the program,” said Linda Houser, CWW affiliate fellow and assistant professor at Widener University. “Workers commonly experience events for which they need leave, but link decisions to concerns about affordability. These same workers often do not know they have an option for paid leave.”
Despite what the report found to be low public awareness of the program, more than 100,000 claims have been approved to date – 80 percent to provide time to bond with a newborn or newly adopted child and the remaining fifth to care for a seriously ill family member.
Additional findings include:
- Bonding claims from women comprised the majority of FLI claims in 2011 (72.5 percent).
- Men's share of caregiving claims was lowest at ages 45 to 54 (22.5 percent) and ages 55 to 64 (20.3 percent), considered to be peak earning years when the persistent gap between men's and women's wages may impact decision making about who takes even a partially wage-replaced leave.
- The average weekly benefit has not kept pace with inflation. In 2011 dollars, weekly benefits dropped from $493 to $482 since 2009.
- Those most likely to need family leave were also least likely to be aware of the program, particularly adults with less than a high school degree (36.8 percent), black adults (36.3 percent), and adults earning less than $25,000 a year.
Victoria Spears
Victoria Prussen Spears is senior vice president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. A graduate of Sarah Lawrence College and Brooklyn Law School, Ms. Spears was an attorney at a leading New York City law firm before joining Meyerowitz Communications. She may be contacted at [email protected].