September 4, 2012

 The insurer appealed a ruling in favor of the insured concerning a water damage claim. This case is The Barking Dog, LTD. V. Citizens Insurance Company of America, 2012 WL 3537793.

 In 2012, after a heavy rainfall, the septic system at The Barking Dog's facility failed. The facts showed that the septic system failed due to the failure of the pump portion of the system. Water damage occurred and the insured made a claim. The insurer denied coverage, relying on certain policy exclusions. The Barking Dog filed a lawsuit and the trial court ruled in favor of the insured. This appeal followed.