October 2012 Intro Page

Dec Page

The Dec Page for this month features the first part of an article written by Don Malecki, a contributing editor for FC&S. Don has written a comprehensive report on the intentional cutting of trees, trees that are not meant to be cut but due to an error on the part of an insured, trees that are cut. The question always arises: the insured intends to cut the trees down; however, he mistakenly cuts down the “wrong” trees or the trees on the “wrong” property; so, is this an occurrence (an accident) to which the general liability policy will respond?