We offer a stand alone nonowned auto policy with worldwide coverage. We are curious as to what other companies offer in this field and have some questions. Are stand alone policies the standard? Is nonowned auto coverage offered through the general liability form? And is the coverage worldwide or is the coverage strictly limited to the U.S. and Canada ?

North Dakota Subscriber

You should know that many insurers either use their own auto forms or use the Insurance Services Office (ISO) forms and then revise the forms to suit the individual company underwriting policies. We can offer some answers to you based on the ISO forms, but be aware that individual insurers can use their own forms.