July 12, 2012

 Absent Policy Definition, Term Is Open to Interpretation

 Summary: Named perils property policies, such as the homeowners HO 00 02 05 11 and,  HO 00 03 05 11 that include vandalism coverage generally insure for direct physical loss to the described property caused by vandalism or malicious mischief. There is no further policy definition of vandalism or malicious mischief.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis