July 12, 2012

 Absent Policy Definition, Term Is Open to Interpretation

 Summary: Named perils property policies, such as the homeowners HO 00 02 05 11 and,  HO 00 03 05 11 that include vandalism coverage generally insure for direct physical loss to the described property caused by vandalism or malicious mischief. There is no further policy definition of vandalism or malicious mischief.

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