False Pretense Exclusion and Theft Coverage

June 11, 2012

We would really like your opinion regarding a discussion we have been having with regard to our garage insurance and the exclusionary language for false pretense in the CA 00 05 coverage form. Our claims specialist makes a good point for theft coverage applying in the two scenarios listed. Do you think losses of these sorts are actually covered as thefts because an insured does not actually “voluntarily” part with a car?

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