2007 CGL Form Revisions

 An Overview

 This article presents an overview of the revisions that the Insurance Services Office (ISO) made to the commercial general liability (CGL) coverage form, effective December 2007. Since most umbrella forms provide coverage for the insured based on the coverages and wording of the underlying liability policy, this discussion of the revised CGL form will enable the reader to understand and compare his umbrella policy with the current wording found on the standard CGL form. The revisions made by ISO affect both the occurrence version and the claims-made version of the general liability coverage form.