Is there coverage? What is meant by “bale, case or package”?

Kentucky Subscriber

The theft portion of this coverage extension does not apply to loose articles. Since the policy does not define these terms, we look to the dictionary definition. Merriam-Webster Online defines “bale” as “a large bundle of goods; specifically : a large closely pressed package of merchandise bound and usually wrapped”; ”case” is defined as “a box together with its contents”; and “package” is defined as “a commodity or a unit of a product uniformly wrapped or sealed.” Thus, as the loose tools you listed do not fit the definition of a “bale, case or package,” there would be no coverage.