January 2012 Dec Page

 

Article of the Month

Construction and location (that is, access to a fire suppression organization) are two factors that greatly impact insurance premium rates. A working knowledge of these factors may help an agent explain to a homeowner why a solid brick house in the city may cost less to insure than a solid brick home in the country, or help an underwriter explain why he is not interested in insuring a frame dwelling in protection class ten.

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