December 6, 2011

We are handling a claim where the claimant is seeking ALE due to an AC unit not functioning correctly after the insured worked on it. We have determined we do not have coverage for the AC unit itself, so the question is, would we have coverage for the ALE associated with the claimant's allegations that due to extreme temps, she needed to find other living arrangements due to the AC unit not functioning?

Ohio Subscriber

Continue Reading for Free

Register and gain access to:

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis