Common Endorsements—AAIS Program—Archived Article

December, 1998, Revised April, 1999

Tailoring to Meet Coverage Needs

Summary: The coverages of the American Association of Insurance Services (AAIS) standard homeowners forms (Forms 1, 2, 3, 4, 5, 6, and 8) are designed to provide the kinds of insurance protection that most homeowners will need. Circumstances in which coverage needs diverge can be obtained through endorsements to the policy. The most commonly required modifications of homeowners coverage are described below. Endorsements that are limited to one or two states have not been included.

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