Bodily Injury/Personal Injury/Property Damage/Advertising Injury (BI/PI/PD/AI)

August 2, 2011

All D&O policies contain exclusions for loss associated with or arising out of claims that allege bodily injury and property damage. These exclusions focus on specific types of injury rather than a particular type of wrongful act. Most D&O policies also exclude some types of personal injury and/or advertising injury. An example of exclusion wording that excludes bodily injury, property damage, and certain personal injury offenses follows:

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