July 2011 Dec Page

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Article of the Month

 

Understanding excess insurance coverage terms and concepts is essential to dealing with the excess insurance marketplace. The Excess Coverage and Deductibles article discusses the differences between excess and primary coverage, as well as how various types of excess coverage may be arranged over a program. The article also explains self-insured retention (SIR), specific excess coverage, and aggregate excess coverage. Moreover, excess policy requirements and techniques on how to work with excess insurers are noted.

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