April 2011 Intro Page

Dec Page

The question of the month deals with exclusions found on homeowners policies that pertain to activities involving certain types of motor vehicles, watercraft, and aircraft. These exclusions are found in the liability and medical payments sections of the policies. The article discussing the exclusions details the evolution of the exclusions and judicial interpretations of the exclusions. Also discussed are exceptions to the exclusions that allow the insurance policies to provide coverage for incidents involving motor vehicles, watercraft, and aircraft. For this information, see the designated article in the Bulletins.