March 2011 Dec Page
|Article of the Month
Certificates of insurance serve an integral role in the relationship between vendors and buyers, contractors and subcontractors, lessees and lessors, mortgagees and mortgagors, and others who hold interrelated positions in the supply chain of the economy. Most certificates provide only information on the type and limits of insurance that the insured carries, and they have little or no standing legally because they are not contractual in nature. However, certificates do provide those who rely on them with the information needed to verify that coverage exists at the time the certificate is issued and to determine whether it may be adequate for the relationship.
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