I am researching liability coverage for businesses posting to Facebook, Linkedin, Twitter, blogs and the like. I can find nothing that would exclude coverage under the CGL form for defamation actions using any of the above methods of communication, that is, exclusions distinct from the normal knowledge of falsity, etc. I can find nothing that distinguished posting an opinion on your blog from sending a letter to the editor of a newspaper.

To me, exclusion (k) in Coverage B of the ISO CGL form would not apply. I believe that exclusion (k) is intended to remove coverage for the owners of Facebook, LinkedIn, and Twitter, and I do not consider a blog to be a Chatroom or Bulletin Board.

What is your opinion?