Trailer Includes a Pig Cooker?

May 5, 2010

Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach to a vehicle to pull behind the vehicle to transport. Is this a trailer? One adjuster says no because a trailer is something you can haul things in but others say this is no different than a pop up camper type that you pull behind a vehicle (we consider those a trailer).

North Carolina Subscriber

You have an interesting question. In researching pig cookers on the internet, there are many varieties that are considered to be “pig cooker trailers” that are cookers mounted on trailers for the purpose of taking the cooker somewhere in order to grill your pig. Sine the policy doesn't define trailer, standard practice is to go to the dictionary. Merriam Webster Online defines trailer as a nonautomotive vehicle designed to be hauled by road, as a vehicle for transporting something (a boat trailer). Based on this the pig cooker is the same thing; it's a trailer transporting the pig cooker, and chances are it's also carrying the pig and wood chips/charcoal inside it while being transported. Apparently pigs are better the longer they are cooked, and they may be cooked from 5 to 27 hours. Therefore, the pig's probably in the cooker being roasted on the way. We say the roaster is a trailer, and bon appetit!

 

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis