AAIS Irrigation Equipment Coverage

April 12, 2010

Coverage and Provisions

Summary: American Association of Insurance Services, Inc. (AAIS) has developed a form, Irrigation Equipment Coverage, IM 7302 10 09, that can be used to cover the insured's irrigation equipment and irrigation equipment of others in the insured's care, custody, or control. Irrigation equipment is equipment used to irrigate crops, including pumps and attached pipes. To be covered, the equipment must be described on the equipment schedule, IM 7307 10 09, Schedule Of Coverages – Irrigation Equipment Coverage.

The IM 7302 covers direct physical loss caused by a covered peril to the insured's irrigation equipment and others' irrigation equipment in the insured's care, custody, or control. The policy does not cover watercraft; aircraft; contraband; property the insured leases, loans, or rents to others; automobiles, tractors, motor trucks, trailers, or other vehicles designed for highway use; or property while waterborne unless in transit in the custody of a carrier for hire.

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