March 29, 2010

The auto insurer brought an action seeking a declaration that no coverage existed for the costs of emergency rescue of the insured by a volunteer fire department. The trial court ruled in favor of the insurer and this appeal followed. The case is Safe Auto Insurance Company v. Berlin, 2010 WL 760953 (Pa.Super.).

McKean Hose Company is a volunteer firefighting company that provides emergency services to a township in Pennsylvania . Berlin was driving her car and skidded off the road, requiring emergency rescue. The Hose Company used its equipment for the rescue and contended the cost for the service amounted to $1,194. The Company sought reimbursement for that amount from the insurer, Safe Auto.