Summary: Insurance Services Office (ISO) files on behalf of its member companies four standardized policies for insuring commercial automobiles: the business auto coverage form, the truckers coverage form (this form is being withdrawn from use by ISO), the garage coverage form, and the motor carrier coverage form. The four coverage forms are the focus of the Auto pages that follow this introduction. A complete listing of the various articles in these pages is on the Auto Contents page at the front of this tab.

Topics covered:

Commercial auto eligibility

Commercial lines manual information

Private passenger type autos

Commercial Auto Eligibility

The business auto coverage form is the most widely used policy in the commercial auto program. It is used for commercial auto risks that do not meet eligibility requirements for the other three policies. The truckers form (to be withdrawn from use) is issued to a person, firm, or corporation in the business of transporting property for hire for another. The garage form is issued to franchised and nonfranchised automobile dealers, repair shops, service stations, storage garages, public parking places, and franchised and nonfranchised trailer dealers. The motor carrier form is for a person or organization providing transportation by auto in the furtherance of a commercial enterprise.