February 2010 Dec Page

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Question of the Month

 

Many states provide second or successive injury funds to encourage employers to hire disabled workers. These second injury funds may respond when an employee, who is already disabled, is injured on the job and becomes totally disabled because of the combination of his prior condition and the occupational injury. Without a second injury fund, an employer (or its workers compensation insurer) could be liable for the cost of total disability when, in fact, the occupational accident individually would not result in total disability.

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