Explosion, Collapse and Underground Exclusions—Archived Article

September, 1996

Property Damage Hazard

Summary: Under the comprehensive general liability policy, property damage included within the explosion hazard, the collapse hazard, or the underground property damage hazard was specifically excluded. Under the current commercial general liability coverage form (CGL), such property damage is not excluded by the form itself; rather, the insurer must use an endorsement modifying the CGL form to exclude coverage for explosion, collapse, or underground property damage. This discussion focuses on the CG 21 42 01 96, which specifically excludes coverage, and the CG 21 43 01 96, which provides an exception to the exclusion.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis