Summary: A discussion of miscellaneous professional liability deals with a range of topics: health care providers, blood banks, testing labs, optometrists, and veterinarians. These risks used to be covered through the use of endorsements to the physicians, surgeons, and dentists liability policy and to the hospital professional liability policy. Now, the risks are insured under stand alone coverage forms.

The wording of the insuring agreements and exclusions and conditions of these miscellaneous liability coverage forms closely mirrors the wording found on the physicians liability form and the hospital liability form. This article presents the miscellaneous liability forms and offers analyses of them, but the forms will not be reprinted in their entirety; only the clauses and words that make the miscellaneous liability coverage forms unique will be reproduced here. References will be made to the physicians liability form and hospital liability form where appropriate.